For Businesses

The financial OS
for your business.

GST filing, working capital, payroll, vendor payments — all in one AI-powered dashboard. No more juggling your CA, your bank, and your accounting software.

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₹3.2L
GST Payable · Feb
AI · GSTR-3B Due 4d
Sep
Oct
Nov
Dec
Jan
Feb
GST Payable
₹3,20,400
ITC Available
₹4,18,200
ITC Mismatch
₹18,000 ⚠
Net Liability
₹97,800
₹7L used
Credit Utilisation
28%
₹7L of ₹25L limit used
₹18L available
Next EMI Due
Mar 5, 2026
₹42,000
Payroll
48 employees
Paid
Expense Approvals
12 pending
12 Pending
Vendor Payments
Due in 3 days
Due Soon
Dashboard — Reach Business
GST & Tax
app.reachfinancials.in/business/dashboard
Reach Biz
Dashboard
GST & Tax
Working Capital
Payroll
Expenses
Reports
Good morning, Karthik
Thursday, 26 February 2026
GST Due
₹3.2L
Due in 8 days
Credit Available
₹18L
of ₹25L limit
Pending Approvals
12
4 urgent
Cash Runway
47 days
Healthy
Monthly Revenue vs Expenses
Revenue
Expenses
Sep
Oct
Nov
Dec
Jan
Feb
01

AI files.
You just approve.

Our AI engine reads your ERP, bank feeds, and invoices — auto-prepares GSTR-1 and 3B, detects ITC mismatches before they become notices, and files with a single approval. No CA, no manual reconciliation, no penalty surprises.

  • AI auto-syncs with Tally, Zoho, SAP and directly with the GST portal
  • AI-prepared GSTR-1 & 3B — reviewed, validated, filed in one click
  • AI-powered ITC mismatch detection — vendor-level discrepancies flagged instantly
  • AI advance tax calendar — predicts liability, schedules payments, prevents penalties
GST Filing Status · Feb 2026
AI Auto-Synced
GSTR-1
Jan 2026 · Filed 11 Feb
Filed ✓
GSTR-3B
Feb 2026 · Auto-prepared
Due in 5 days
ITC Claimed
This quarter · 3 suppliers
₹4.2L
ITC Mismatch
3 vendor invoices flagged
₹18K ⚠

28% utilised
Credit Line
₹18L
available of ₹25L limit
28%
OD Interest Due
Mar 1, 2026
₹12,400
Invoice Discounting Repay
Mar 5, 2026
₹3,42,000
Receivable Expected
Mar 3, 2026
+₹5,80,000
02

AI-approved credit,
in minutes.

Our AI underwrites your credit limit in real time using your GST turnover, bank statements, and repayment history — no branch visits, no weeks of paperwork. Draw down in seconds, get rate transparency before you commit.

  • AI-underwritten credit lines — limit calculated from live GST and bank data
  • AI invoice discounting — unlock cash from receivables in under 24 hours
  • Live AI utilisation dashboard with cash runway projections and repayment alerts
  • AI rate engine — see exact cost of capital and optimal draw-down timing before you commit

03

Your AI CFO,
always on.

Payroll, vendor payments, expense management — all orchestrated by AI so nothing slips. Reach's AI flags policy violations, suggests payment timing to optimise cash flow, and routes approvals automatically based on your spending rules.

  • AI payroll engine — auto-calculates TDS, PF, ESI; processes salaries with one approval
  • AI vendor payment routing — optimal payment timing to maximise cash runway
  • AI-powered approval workflows — policy violations caught before payment, not after
  • Real-time AI expense categorisation — employee claims coded and queued automatically
Pending Approvals
12 Awaiting
PR
Priya Ramesh
Sales · Travel & Accommodation
₹18,400
Expense
VS
VendorSoft Pvt. Ltd.
SaaS licence renewal · Annual
₹1,44,000
Vendor
AK
Arjun Kumar
Engineering · Contractor Feb Payroll
₹62,500
Payroll

A real person,
in your corner.

Every Reach Business account gets a named Business Finance Partner — a CA-qualified adviser backed by AI insights about your company. Not a generic relationship manager. Someone who already knows your books, your GST profile, your cash cycles, and uses Reach's AI to flag issues before they become crises.

On-demand CA

CA-qualified partner available via call, chat or video during business hours. No queues, no generic helpline, no explaining your GST structure from scratch.

Knows your books

Reach AI pre-briefs your partner with your P&L, GST filings, and cash cycle analysis before your first call. No catch-up time, no repeat briefings — they walk in already up to speed.

Proactive alerts

AI monitors your compliance deadlines, ITC mismatches, cash runway, and advance tax dates around the clock — Vikram interprets and acts. You focus on the business; the AI watches the dashboard.

Fee-only, no conflicts

Your Business Finance Partner earns nothing from recommending products or lenders. Their incentive is entirely your financial health — not a commission ledger.

1,200+
Business Partners
4.9 ★
Partner Rating
CA/CMA
Qualified
<2h
Response Time